An Established Advisory Process for building balanced client portfolios
Our approach to investing is simple: Every action we take is done with your best interest in mind. Our investment decisions are made with integrity and objectivity – and never on the basis of quotas, commissions or proprietary products. Here are the steps we’ll follow in building and managing your investment portfolio.
Analyze Economic And Market Factors
Our investment committee convenes on an ongoing basis to discuss the markets, as well as macroeconomic conditions, in order to outline and modify our asset allocation strategies. We give special attention to opportunities that may exist, as well as potential short- and long-term threats. The committee is diligent about developing strategies that are free from emotion-triggered decisions and ill-advised attempts to time the market.
Select Appropriate Investments
Selecting the appropriate investments for each managed strategy is a constant and meticulous part of our process. There are very few limits to the types of investments that can be utilized, and it is not uncommon for our investment committee to introduce into strategies mutual funds, equities, bonds and alternative investments that have met the rigorous prerequisites by which the selected investments are measured.
Our goal is to select investments with long-term track records of success, and to blend those core positions with satellite, or secondary, positions. Investments are only used if, and for as long as, they meet stated performance tolerances. No allegiance is given to any one holding.
Past performance is not indicative of future results. Investing involves risks including the possible loss of capital. Every individual’s circumstances are unique and they should consult with a professional prior to making an investment decision.
Manage And Rebalance Accounts
An investment process must not be complacent or stagnant. This is why we use an intricate rebalancing system to review strategies and proactively implement changes when conditions warrant. We review strategies to ensure they are meeting their stated objectives and asset allocations, and to help ensure that volatility is appropriately hedged. In addition, we review individual investments to make sure they still offer the most appropriate option in their asset class or peer group, and to justify continued inclusion in the strategy.
A member of our analytical team contacts advisory clients to discuss their portfolios and any recent changes made. We welcome input from our clients regarding their portfolios, and we do our best to blend their insights with the discretion we maintain in each advisory account. We also urge each client to sit down with us for a comprehensive review of their portfolios at least once a year.
Diversification does not guarantee a profit nor protect against loss. The process of rebalancing may result in tax consequences.